Mortgage lending
UWM Holdings, led by Mat Ishbia, is the largest mortgage lender in the United States by origination volume. In early October 2026 it moved to pull both Classic FICO and VantageScore 4.0 on every credit file and default to the stronger score, removing its 20-point VantageScore haircut, a move that pressures FICO's mortgage pricing moat.
UWMC
Open · delayed 15 min · Oct 15 4:57 PM EDT
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Day figures as of Oct 15 5:03 PM EDT · previous close 1.01
Featured · Money
Fair Isaac billed United Wholesale Mortgage's pledge to keep pulling its scores as a moat hold. The same week, UWM's platform began auto-picking the higher of FICO and VantageScore 4.0, and the bureaus that co-own the rival score locked $1-class pricing through 2028.
· 3 min read
